- Retirement Plans
- Entrepreneurs: Try Harder
- On mindfulness and mental energy
- Exploring impactful business leadership
- Retired homeowners can apply for a ‘reverse mortgage’
- Financial solutions for retired homeowners
- Do mindfulness activities really work? – FT
- Experts Are Bad at Predicting the Future
- A call to action
- Always leave the office on time
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“We’ve all come to work exhausted, or under the weather, or while experiencing some sort of physical pain. We power through it as best we can, unaware that our brains are redirecting critical resources to manage these issues. It’s a process that enables us to cope. But as Mike Christian, an assistant professor of organizational behavior at the University of North Carolina’s Kenan-Flagler Business School, has found, these efforts take a toll on our performance. When our mental energy is depleted, we are less able to exhibit control over our emotions and behaviors — and are more likely to be disengaged, break rules, take part in deception, or even act unethically.
There’s also some interesting research showing that vacations help people get back to their full level of self-control. (They) have shown that whether you come back to work refreshed after a vacation depends not only on the amount of time you are away, but also on what you do during your vacation. People who engage in what they call mastery experiences — those where they learn a new skill, like scuba diving — are able to really disconnect and feel accomplished. When they get back to work, they are much more replenished than people who sit on the beach and might still ruminate about work.
Being able to focus on the moment raises your level of self-control, but it can also recharge you, better preparing you to meet your goals.”
Does your business need a fixer? #044
Retired South Africans who own homes but are cash-strapped may now apply for a loan, or “reverse mortgage,” suggested in a recent policy paper by the World Bank as a way to supplement pension income.
The home equity release finance plan offers pensioners access to a percentage of their home’s equity while they retain full ownership. The loan is settled on sale of the house or death and interest rates are substantially lower than unsecured loans.
Termed Freedom Finance, the loan is being offered to qualifying homeowners on Cape Town’s Atlantic Seaboard initially and will later be rolled out across the country.
According to the World Bank: low-income senior homeowners may tap into their accumulated housing wealth to smooth consumption and increase their resilience against financial shocks, like this Covid 19 one. www.waterfinancial.biz
‘Some critics argue that mindfulness has been oversold or commodified and that people with mental health struggles are being exploited for commercial gain. In his book McMindfulness, Ronald Purser contends that it has become a new capitalist spirituality. He warns that mindfulness can, in some cases, lead to adverse effects, such as fear, panic and anxiety. He takes issue with what he calls the “pacification function of corporate mindfulness”.
“No one is asking why there is so much stress in corporate cultures.”
“We shouldn’t be told to sit in a corner and watch your breath instead of collaborating with co-workers to ask some difficult questions about what is going on in the workplace.”
…mindfulness is not an exact science: what works for one person will not necessarily work for someone else, and finding the time to fit it into a busy schedule is not easy.
Mindfulness can be hard work.’
Source: Financial Times
“Getting a forecast from an expert may not be your best option, according to an article in The Atlantic, entitled “The Peculiar Blindness of Experts.” The article unpacks a 1984 study that lasted 20 years and examined how well experts could predict the future. The collected data comprised 82,361 probability estimates for future events, made by 284 experts who averaged 12+ years of experience in their respective fields.
The results? The 284 highly-educated experts were bad at making predictions. Really bad. Particularly when making long-term predictions about their own field. In fact, their guesses got worse as their level of education and knowledge increased, as if all of that specialized knowledge allowed them to rationalize any viewpoint they decided to adopt.
However, there was one subgroup of scholars who were able to predict the future more accurately than the rest: the generalists. The scholars who did not specialize in any particular field were more accurate than their specialized counterparts. These generalists tended to be more curious, read an unusual amount from eclectic sources, and ask more questions. They tended to learn more.
It pays to be curious in the oracle business.”
Max at StartEngine
Let’s get it done
Effort, not talking
Thoughts lead to words then get stuck, inaction
Procrastination is the thief of life
Torpor the poison
What if there is no after?
If this is all, we can’t wait
From lazy to lunatic
Whats to lose?
What are you waiting for?
“‘Work–life balance is a concept involving proper prioritisation between “work” (career and ambition) and “lifestyle” (health, pleasure, leisure, family and spiritual development/meditation)’ but what does this really mean?:
- Work is a never ending process – it can never be completed.
- Interest of a client is important, so is your family.
- If you fall in life neither your client or boss will lend you a helping hand, your family and friends will.
- Life is not only about work, office, and client – don’t let life be meaningless. Cherish your moments with family/friends and experience new adventures with them as well.
- A person who stays late at the office is not a hardworking person – those who are able to work effectively in the time provided they are hugely successful and enjoy a great work life balance.
- You did not study hard or struggle in life to become a machine – machines can operate 24 hours a day with the right fuel. You cannot.
- If your boss forces you to work late – they may be ineffective or have a meaningless life.
So always leave the office on time!”
Adapted from an article by Andrew McGregor (Director at Design and Build Recruitment)